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All Things S'Mortgages
Stay informed about the latest s'mortgage news and trends with my comprehensive guide. From interest rates to refinancing, I've got you covered. Subscribe to receive regular updates and expert insights.
Understanding the Role of a Mortgage Broker
Some people think we just shop around for rates, while others assume we charge hefty fees for something they could do themselves.
Ashleigh Holtman
Mar 33 min read
29 views
0 comments
How Tariffs Affect Mortgage Interest Rates
Tariffs can have a significant impact on the economy, which in turn affects interest rates, including those for mortgages.
Ashleigh Holtman
Feb 43 min read
74 views
0 comments
Understanding the Rising Property Assessments: What’s Driving the Increase?
Property assessments have been a hot topic recently, with many homeowners noticing a substantial increase in their assessed property values.
Ashleigh Holtman
Jan 73 min read
24 views
0 comments
Understanding Debt-to-Income (DTI) Ratio for Canadian Mortgage Applicants
When you’re applying for a mortgage, understanding your Debt-to-Income Ratio (DTI) is one of the most important steps.
Ashleigh Holtman
Dec 2, 20243 min read
41 views
0 comments
The Ultimate Guide to Refinancing Your Mortgage in Canada: November 2024 Update
As interest rates shift and home values rise, many Canadian homeowners are wondering if it’s the right time to refinance.
Ashleigh Holtman
Nov 5, 20243 min read
8 views
0 comments
Navigating Mortgages During a Separation: What You Need to Know
Separation is an emotionally challenging time, and the financial aspect can be equally complex, especially when it comes to your mortgage.
Ashleigh Holtman
Oct 1, 20242 min read
2 views
0 comments
Guide to First-Time Homebuyer Programs in Canada
Canada offers several programs designed to help first-time homebuyers ease into the process.
Ashleigh Holtman
Sep 4, 20243 min read
20 views
0 comments
"Does the Bank of Canada Rate Announcement Affect My Fixed Interest Rate?"
When it comes to choosing a mortgage, one of the most crucial decisions you'll make is whether to opt for a fixed or variable rate.
Ashleigh Holtman
Aug 2, 20243 min read
61 views
0 comments
What Documents Do You Need Proof of to Qualify for a Mortgage in Canada?
Applying for a mortgage can seem like a daunting process, but being prepared with the right documentation can make it much smoother.
Ashleigh Holtman
Jun 1, 20243 min read
7 views
0 comments
Cultivating Homeownership: Empowering First-Time Buyers in Canada
Let's talk about some exciting developments that emerged recently, courtesy of the Canadian government. These changes are designed to pave a
Ashleigh Holtman
May 1, 20242 min read
4 views
0 comments
Exploring Your Mortgage Options: Embracing the Dynamic Dance Between Fixed and Variable Rates
Exploring Your Mortgage Options: Embracing the Dynamic Dance Between Fixed and Variable Rates
Ashleigh Holtman
Apr 5, 20242 min read
13 views
0 comments
5 Pitfalls to Dodge When Securing Your Mortgage in Canada
5 Pitfalls to Dodge When Securing Your Mortgage in Canada
Ashleigh Holtman
Mar 4, 20242 min read
35 views
0 comments
Navigating the Waters of Mortgage Renewals: A Glimpse into 2024, 2025 and 2026
As a Canadian mortgage broker, my journey into the world of mortgage renewals often feels like guiding clients through uncharted territory.
Ashleigh Holtman
Feb 1, 20243 min read
153 views
0 comments
Navigating Post-Holiday Debt: The Power of Consolidating Your Finances
The holidays are a season of joy, celebration, and generosity, often accompanied by the exchange of gifts and moments shared with loved...
Ashleigh Holtman
Jan 3, 20242 min read
8 views
0 comments
Unlocking Financial Freedom: A Comprehensive Guide to Reverse Mortgages in Canada
One such option gaining popularity is the reverse mortgage.
Ashleigh Holtman
Dec 1, 20232 min read
10 views
0 comments
Things to Do Before You Move Into Your New Home
Moving into a new home is an exciting milestone, but it can also be a hectic time.
Ashleigh Holtman
Nov 1, 20232 min read
9 views
0 comments
Cracking the Credit Code: Elevate Your Score for Sweet Mortgage Deals, Eh?
Ah, the elusive credit score – the magical number that holds the keys to your financial kingdom.
Ashleigh Holtman
Oct 2, 20232 min read
20 views
0 comments
Mortgage Brokers vs. Banks: A Hilarious Showdown
Are you about to embark on the exciting adventure of buying a home? Congratulations! It's like adulting on expert mode.
Ashleigh Holtman
Sep 1, 20233 min read
39 views
0 comments
Understanding the Differences Between an Insured Mortgage and a Conventional Mortgage
When it comes to purchasing a home, one of the most crucial decisions is selecting the right type of mortgage. Among the various options...
Ashleigh Holtman
Aug 1, 20233 min read
150 views
0 comments
Navigating Property Taxes: Understanding the Basics and Making Informed Decisions
Property taxes are an integral part of homeownership and play a crucial role in funding public services and infrastructure.
Ashleigh Holtman
Jul 3, 20232 min read
15 views
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